What to Do If Your Home Is Damaged by a Summer Storm in Southwest Michigan

June 28, 2025

Summer storms can be devastating, as we’ve seen with the recent severe storms in Kalamazoo and Portage the last couple of years. If your home has been damaged by one of these storms, here are the steps you should take for a quick and stress-free recovery process.

  • Ensure Your Safety First

    • Check for downed power lines, gas leaks, or structural damage.

    • If your home is unsafe, evacuate and stay elsewhere until you can get the home inspected.

  • Document the Damage Immediately

    • Take photos and videos of all visible damage (roof, siding, windows, interior water damage, etc.).

    • This documentation is essential for your insurance claims.

  • Contact Your Insurance Company

    • Report the damage as soon as possible.

    • Ask about your policy coverage and how to begin the claims process.

  • Prevent Further Damage

    • If safe, cover broken windows or roof damage with tarps or boards.

    • Remove wet items (like rugs or furniture) to prevent mold and mildew.

  • Call a Trusted Local Contractor

    • Reach out to a storm damage restoration specialist in Southwest Michigan.

    • Local contractors or other licensed professionals can assess and repair storm-related issues.

  • Keep Records of Repairs and Expenses

    • Save receipts from temporary repairs, hotel stays, or meals if you’re displaced.

    • These may be reimbursable by your insurance policy.

  • Watch for Scams

    • Be cautious of out-of-town “storm chasers” offering quick, cheap repairs.

    • Always verify credentials, licensing, and insurance before hiring anyone.

  • Check for Water Intrusion and Mold

    • Even small leaks from roof or siding damage can lead to mold growth.

    • Have your home inspected by a professional if you suspect moisture problems.

  • Contact Local Emergency Services If Needed

    • Local fire departments or emergency management teams in Kalamazoo, Battle Creek, or Portage may offer support for major damage situations.

  • Stay Informed About Future Weather

    • Use weather apps, NOAA radios, or local news to stay alert for additional storms or severe weather watches.

If your home has been damaged by a summer storm, contact Worgess Insurance to ask how to start the claim process. We are here to assist you.